Guide · Interest

Trade Republic interest: how much did you receive?

The total in the app, then the detail month by month and year by year.

Updated 7 October 2026

The Trade Republic app shows the total interest you have received since the start. To know what you were paid in a given month or year, net of any tax withheld, you need the CSV export: every monthly payment has its own row. NokxiStats adds them up for the period you choose, in your browser.

Where to see your interest in the app

According to the Trade Republic help centre (October 2026), the path is:

  • Cash
  • Benefits
  • Interest

In the upper right corner, interest earned is the total paid to you since your cash started earning interest; it is updated after each monthly payout. The same screen shows the interest accrued so far in the current month. Rates and caps change: only Trade Republic's own page is authoritative.

What the CSV export contains

The transaction export (how to download it) has one row per interest payment, of type INTEREST_PAYMENT, with:

The date
The day the month's interest was credited to your cash account.
The gross amount
Column amount: interest before tax.
Tax withheld
Column tax, when Trade Republic withheld tax on that payment.

The file has no yearly total: you have to add the rows up. That is what NokxiStats does.

The total per month and per year

  1. Drop the export into the dashboard. The file stays in your browser.
  2. Open the Spending tab and pick the period at the top: Whole period, Last 12 months or a year.
  3. On the right, under Income, the Interest line gives the net total for the period and the number of payments.
  4. For the detail, open Transactions and type “interest” in the search box: every payment appears with its date and amount. Export as CSV turns that into a spreadsheet file.

The Investment income figure adds interest, dividends and Saveback over the same period. Clicking a month in the chart restricts every figure to that month.

A worked example

A made-up example. For 2025 the export contains twelve interest payments: €31.20 gross in total, of which €8.00 was withheld as tax. NokxiStats shows €23.20 of interest for 2025, which is what actually reached the account. Over “Whole period”, with €14.10 net received in 2024, the line reads €37.30.

Limits

  • Amounts are net: tax withheld at source is already deducted. The gross amount and the tax of each payment are in the export, in the amount and tax columns.
  • The export contains neither the rate applied nor the balance the interest was calculated on: NokxiStats does not recompute your interest, it adds up what was paid.
  • Interest is not part of the return on your investments. That is on the Portfolio performance page.
  • This page is not tax advice.

Frequently asked questions

Is Trade Republic interest paid monthly?

Yes, according to the help centre: interest accrues daily and is paid out once a month to your cash account. In the export, that means one row per month.

Why did I receive less than the advertised rate?

Two common reasons: the balance earning interest changes from day to day, and tax may be withheld on each payment. The export separates the gross amount (amount) from the tax (tax).

Is interest part of my portfolio return?

No. Interest is paid on your cash; the portfolio return comes from your securities. Trade Republic leaves interest out of the performance it displays. See Portfolio performance.

Where can I see my dividends as well?

In the same place, on the Dividends line: details are on the Dividends received page.

Do I need to give you my login details?

No. You download the export yourself, and the analysis runs in your browser, with no account and no upload.