Trade Republic CSV analysis: investments and budget
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Your Trade Republic account, finally readable.
The true performance of your investments (shares, ETFs, crypto) and a clear breakdown of your card spending, from the official CSV export. Everything is computed in your browser.
Only security identifiers (ISIN, ticker) are sent to this site’s server, to fetch market prices: never your amounts, dates, payments or IBANs. What is sent and how to check it.
You are viewing the demo: sample data, made-up amounts.
Value and invested capital
ValueNet invested
Result month by month
in euros · hover over a bar for the return
Security
ISIN
Yahoo ticker
Origin
Status
Closing prices come from Yahoo Finance, in euros. When a security has no euro listing, its main listing is converted at the day’s exchange rate. If a price looks wrong, enter another Yahoo ticker (e.g. NVD.DE for Nvidia on Xetra, IWDA.AS in Amsterdam) and press Enter; leave it empty to go back to the automatic choice.
ValueNet invested
Result month by month
Transactions
Positions
Sort by
Click a position to open its details: figures, charts, transactions and price source. The percentage next to the result = result ÷ total purchases, whatever their date. Cumulative return (TWR) = daily returns chained together (time-weighted return): +10% then −15% gives −6.5%, whatever the amount invested. Average cost = weighted average purchase price, fees and taxes included.
Purchases by month
new money per account, and reinvested after a sale
New money
By account
New money = fresh cash you put in. Reinvested = a purchase funded by a sale or a dividend. Cash from sales and dividends goes into a reserve shared by all accounts; each purchase draws on that reserve first (on the same day, sales come before purchases), and the rest is new money.
Spending month by month
by category · click a month to see its detail
Date
Description
Category
Amount
By category
Tick My accounts for a transfer from your own bank or another of your accounts: it is a transfer, not income, so it is excluded from income and from the balance.
Click a category to filter the payees and the list of transactions. A card payment’s category comes from its MCC code, set by the merchant with its bank: a hotel that bills a restaurant meal is still a hotel. Refunds are deducted from their category. Security purchases are not spending: you will find them in the Performance and Investments tabs.
Saveback month by month
by month of spending · paid on the 1st of the following month
Spending in
Card
Payments
Saveback
Rate
Potential
Status
Where your Saveback is invested
Each payout is matched with the purchase that follows it (same amount, within 10 days). For a crypto, the purchase is slightly below the payout: the quantity that can be bought is rounded.
Saveback: Trade Republic pays back a percentage of your card payments (1%, capped at €15 per month, under the rules in force as far as we know), provided you have an active savings plan; a month without a payout often means a condition was not met. Effective rate = Saveback received ÷ card payments of the months concerned. Smoothed average = total ÷ number of months with payments. Not paid = what each month of spending left without a payout would have earned, at 1% capped.